Retirement

PRUretirement growthDreams for retirment.

A single premium investment-linked plan that pays a monthly guaranteed income and has the potential to grow in investment for your retirement needs.

PRUretirement growth is divided into 2 main stages – Accumulation Stage and Payout Stage.

a) Accumulation Stage

Here you choose how long you want to accumulate your funds for. Then you choose the specified number of years that you will receive the monthly guaranteed income.

b) Payout Stage

Based on your selected terms for the accumulation and payout stages, your annual guaranteed income (payable monthly) is determined as a percentage of the gross single premium (refer to table below).

Accumulation Period (Years)
Payout Period (Years)
15
20
25
30
5
7.00%
5.65%
4.70%
4.10%
10
8.00%
6.25%
5.20%
4.50%
15
9.00%
7.00%
5.80%
5.00%
20
10.00%
7.75%
6.40%
5.50%
25
10.70%
8.25%
6.80%
5.85%
30
11.35%
8.75%
7.20%
6.20%
35
12.35%
9.50%
7.80%
 
40
13.35%
10.25%
 
 

What is the range of single premiums?

 
Minimum
Maximum
Standard Life
RM10,000
No limit
Sub-Standard Life
RM10,000
RM1,000,000 per life for PRUretirement growth policies

Mode of payment may be by cash or cheque from any bank.

Individuals between 30 and 65 years old age next birthday who want to meet their retirement goals.

To find out which solution best suits you and your family or custom solutions, speak with one of our experienced team members today!