Services

“Makprotection1ing the difference in achieving your financial independence”.

Life goals can be having a successful career, getting married, building a family, saving for your childrens’ education, starting a business or planning a comfortable retirement.

Planning is fundamental if we are to achieve our goals.

The need to plan is compounded with life’s uncertainties.

At White Group Asia we are on hand to share our years of combined experience to help you fulfill your life goals through prudent planning and regular reviews.

Whether you are a client or an aspiring business partner, White Group Asia is committed to providing our best.

 

Personal Insurance

White Group Asia, is an agency representing Prudential Assurance Malaysia Berhad (PAMB) to provide you with your Personal Insurance needs.

Here at White Group Asia, we are commmitted to carrying out our services with integrity which prioritises matching clients’ business and surety needs. We have a range of products that benefit individuals and their families, providing a mix of protection and investment  to ensure that you come out on top of things.

There are Life coverage plans, Critical Illness & Health plans, Child specific plans, Female insurance, Senior Insurance, Savings plans and Retirement plans.

 

Conventional & Takaful Insurance

In addition to Conventional Insurance plans, White Group Asia also represents Prudential BSN Takaful Berhad (PruBSN) to bring Takaful Insurance to the masses, “Takaful For All. For Life”.

Although, many assume that Takaful Insurance is limited to those of the Muslim faith, this is not entirely accurate.

Takaful is an Arabic word that means “Guaranteeing each other”. It is a system of Islamic Insurance based on the principle of Ta’awun (mutual assistance) and Tabarru (Gift, Give away, donation) where the risk is shared collectively by the group voluntarily.

Non-muslims are welcomed to participate in Takaful Insurance as well.

In addition, we also assist Muslims to prepare for their Haj pilgrimage to Mecca, which every adult Muslim is supposed to make at least once in his or her lifetime: the fifth of the Pillars of Islam.

Umahlink takes you one step ahead in growing your savings whilst providing you necessary protection for your life plans. With unique cash payouts that help bolster your Tabung Haji savings.

 

Company Insurance

White Group Asia,  advises a myriad of companies, across different industries on their surety needs. From planning how best to protect the physical assets of the business to ensuring the actual operations of the business survives unplanned events.

We help businesses in the General Insurance realm by planning public liability, fire/theft and money, burglary  and group personal accident insurance.

In addition to protecting a business’ assets, here at White Group Asia, we also provide advisory and planning service to ensure business value protection and continuation.

 

Investments & Units Trusts

White Group Asia specialises in planning and executing investments which are secured against Creditors, which traditional investment instruments in the market can provide.

In contrast to traditional investment instruments, clients can select pure investment only options or investment options that provide coverage against the uncertainties that life sometimes throws at us.

White Group Asia is also an agent for Eastspring Investments Berhad.

 

Estate Planning Services

We all know we should make a Will, but it’s one of those things that many of us never seem to get round to. In fact, it’s estimated that one in three people die without ever having made one.

Not making a Will can mean chaos and financial worry for your family or dependants after you have gone. Without one, you cannot be sure that your money and property will be passed on according to your wishes or in a timely manner.

When a non-mulsim dies without a Will (called dying intestate), the intestacy rules determine who inherits what. In Malaysia, the estate left behind will be distributed in accordance to the Distribution Act 1958. The same law applies to males and females.

Only when a person dies leaving no parents, spouse, children and any family members will the whole estate go to the government.

Estate distribution of a Muslim person who dies intestate will be governed by the Islamic law of inheritance (faraid) and to a certain extent Malay custom.

If you need help on how to go about making a Will, or any other aspect of your finances, you can speak to a member of our team to get individual guidance.